Terms of Service
Effective 3 September 2026 · Fintra Bot (@aifintra_bot)
The service
Fintra is a family expense-tracking assistant on Telegram. AI-generated interpretations can make mistakes — every entry carries Undo and Edit, and you are responsible for verifying amounts that matter.
Accounts & families
One family per user in v1. The family admin controls membership and settings. Access codes and invite links are shown once — keep them private.
Payments & plans
Plans are monthly. bKash payments activate after manual verification. Lapsed plans become read-only after a 7-day grace period; data stays exportable for 90 days. No refunds for partial months; contact us about billing mistakes and we'll fix them.
Fair use
Per-plan AI message quotas apply. Abuse (spam, attempting to access other families' data, brute-forcing codes) leads to suspension.
Liability
Fintra is a bookkeeping aid, not financial advice, and is provided as-is. Our liability is limited to fees paid in the current month.
Changes
We may update these terms; material changes are announced through the bot.