The family ledger on Telegram

Where did the month go?
Now you’ll know.

Type “bazar 1200” on Telegram. Fintra works out how much, on what, and who paid — and keeps the whole family’s book in one place. No new app. No forms. No categories to pick.

Start free on Telegram

Start free · no card needed · your first entry takes ten seconds

No Telegram? It installs in a minute — that’s the only new thing

You already know how this goes

The notebook lasts a week. The app lasts three days.

The mental note lasts until Thursday. And at the end of the month, ৳8,000 is just… gone.

Fintra doesn’t ask you to change anything. You already type on Telegram all day. Type this too.

How long each one lasts

The notebooka week
The appthree days
The mental noteuntil Thursday
Fintrathe whole month

Because it’s just typing — no habit to build.

Three steps in

A household book that speaks household

1 · Tap Start

Your family’s book opens in under a minute. Free, no card.

2 · Write the first one your way

“লাঞ্চে ৩০০ গেল”, “rahim paid 500”. Bangla, English, banglish. Fintra does the filing.

3 · Send one link

Ma, Baba, siblings. Everyone writes from their own phone, into the same book.

Privacy

Shared by default. Private when you need it.

Household money goes in the household book — everyone sees the same book, including yours. But some money isn’t the household’s business: a gift for Ma, your own savings, a medical bill.

That’s what a personal wallet is for. Say “personal” with the entry and it stays with you — never in the family book, the reports, or the split. And the head of the family knows the option exists: it’s a feature, not a secret.

Family book Everyone sees
MGroceries
Ma · bazar
−৳1,200
RTransport
Rahim · cng
−৳220
BSalary
Baba · salary
+৳45,000
YFood
You · lunch
−৳300
Personal wallet Only you
YGift
for Ma
−৳2,500
YSavings
own savings
+৳5,000
gift for ma 2500 personal
৳2,500 — Personal wallet. The family won’t see this.

Never in family reports, budgets or splits

Pricing

A month of knowing, for less than one bazar trip

Start
৳0
free forever — just you
  • 1 member — your own book
  • 100 AI messages a month
  • Dashboard and monthly summary
Start free — no card
Duo
৳50
per month — for two
  • Up to 2 members
  • 400 AI messages a month
  • Everything in Start
Pay with bKash
What most households pick
Family
৳80
per month
  • Up to 4 members
  • 1000 AI messages a month
  • Budgets and monthly reports
  • Everything in Duo
Pay with bKash

Cancel any month. Your entries stay yours either way.

Questions

What families ask before they start

Will my family see everything I spend?

The household book is shared and symmetric — everyone sees the same book, including yours; it’s a khata, not a report on you. For money that isn’t the household’s business, keep a personal wallet: say “personal” with the entry and it stays with you — never in the family book, reports or splits. Everyone knows the option exists, so it’s a feature, not a secret.

We use WhatsApp and Messenger, not Telegram.

Telegram is free and installs in a minute — and it’s the only new thing you’ll ever have to do. Your other chats carry on exactly as they are.

Does our data stay private?

Each family’s book is sealed off from every other. Your messages are never used to train AI models — not ours, not anyone’s.

Do you need my bKash PIN?

Never. You Send Money like you would to a person, then paste the TrxID. Fintra never sees your PIN, your balance or your account.

What if someone in the family writes it wrong?

Every entry carries Undo and Edit. One tap removes it, one tap fixes it. You can also just tell Fintra: “that lunch was 350.”

What happens to our entries if we stop paying?

Nothing. They stay exactly where they are and you can still read them. Only new writing pauses, and renewing turns it back on instantly.

Does it work if half the family types in English?

That’s normal. Ma writes in Bangla, your brother writes “cng 220”, you write banglish. Same book, same numbers.

How do we pay?

bKash Send Money, then paste the TrxID to the bot — your code arrives on approval. Card payments are coming soon.