Privacy Policy
Effective 3 September 2026 · Fintra Bot (@aifintra_bot)
What we store
Your Telegram id and first name, your family's ledger (transactions, categories, wallets, budgets), and the messages you send the bot so it can act on them. Voice notes and receipt photos are processed transiently; we keep only Telegram's file reference, not the media.
What we never do
- Your messages are never used to train AI models. Requests to our AI fallback pin a strict no-data-collection flag.
- One family can never see another family's data — isolation is enforced on every query.
- We do not sell or share personal data.
AI processing
Messages are processed by Groq (and OpenRouter as fallback) solely to understand your request. Only the message text and your family's category/wallet/member names are sent — never Telegram ids or payment details.
Payments
bKash payments are manual transfers you initiate; we store the transaction id you report for verification. Card payments, when introduced, are handled by Polar as merchant of record.
Retention & deletion
Deleted entries are soft-deleted and restorable by your family. Full family deletion (on request, with export first) removes everything permanently. Lapsed subscriptions retain data read-only for 90 days, then archive.
Contact
Message @aifintra_bot or the operator listed on the landing page.